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please answer both 3. Arbitrage describes which one of the following: a. Making profits without taking on any risk b. Selling securities that you do

please answer both

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3. Arbitrage describes which one of the following: a. Making profits without taking on any risk b. Selling securities that you do not own c. Refinancing debt when interest rates decline d. A trading halt on the floor of the exchange 4. Based on the historical data from 1926 to 2015 in the U.S., Fill in the blanks

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