please answer both!

If the yield to maturity on a U.S. treasury bond that matures in 4 years is 6.3%, and if the risk-free interest rate is 4.9%, then the default risk premium on this bond is: 1) 1.4% 2) 0.7% 3) 11.1% 4) 0.0% 5) There is not enough information provided to answer this question. Assume you deposit $5,140 into an account that pays interest of 3.37% p.a.. How much money will be in your account exactly 38 years from today? Your