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A trust fund is to be formed by depositing P4,500 twice a year for 5 years in a bank that promises to pay a fixed rate over the entire term. If the amount of the fund at the end of the term is 285.000, then the rate compounded semi-annually is Blank 19. If you deposit 25.000 at the end of each month, then it will take you Blank 1 months of saving P5,000 plus a concluding deposit at the end of the Blank 2th month to accumulate 290,500 if you get 10% compounded monthly on your savings