Please answer both questions!

10. How is a 401(k) different from a 403(b) ? A) Only the 401(k) allows employer matching payments. B) There is an income limit for the 403 (b) plans, but not for 401(k) plans C) Investment options in a 401(k) plan are more diverse than in a 403(b) plan. D) 403(b) plans are sponsored by non-profit organizations, 401(k) are for-profit plans. E) 401(k) plans are for employees, 403(b) plans are for upper management. 11. Jaclyn is employed by the state of Illinois and as an employee where it is mandatory that she participates in their state retirement system. She is therefore "covered" by a traditional retirement plan, and her current salary is $32,000. Which of the following statements is TRUE? A) Since she is already covered by a traditional pension, Jaclyn cannot open her own traditional IRA. B) Since she is already covered by a traditional pension, Jaclyn cannot open her own Roth IRA. C) Jaclyn is allowed to open and contribute to a 403 (b) if the state of Illinois offers this type of supplemental retirement plan. D) Jaclyn must work for the state for 20 years before her pension will become "vested" and she will qualify for benefits. E) The pension plan must be a defined benefit plan because, by Federal law, that is the only option available to state employees