please answer correctly :)

Question 7 1 pts Esteban borrows $30,000, and the loan is governed by compound interest at an annual effective interest rate of 5%. Esteban agrees to repay the loan by making a payment of $15,000 at the end of T years and a payment of $19,000 at the end of 27 years. Find T. (Round your answer to two decimal places.) T(years)=