Please answer in EXCEL format or in an EXCEL worksheet. Thank you

10. [EXCEL] Future value of an ordinary annuity: Cecelia Thomas is a sales executive at a Baltimore firm. She is 25 years old and plans to invest $3,000 every year in an IRA account, beginning at the end of this year until she reaches the age of 65. If the IRA investment will earn 9.75 percent annually, how much will she have in 40 years, when she turns 65?

15. Calculate the annual cash flows for each of the following investments:

(a) $250,000 invested at 6 percent.

(b) $50,000 invested at 12 percent.

(c) $100,000 invested at 10 percent.