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please answer it manually with formula, not by excel. 4. Jacques signed a contract that calls for payments of $500 at the beginning of each

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please answer it manually with formula, not by excel.

4. Jacques signed a contract that calls for payments of $500 at the beginning of each 6 months for 10 years. If money is worth i(4) = 13 %, determine the value of the remaining payments a) just after he makes the 4th payment b) just before he makes the 6th payment

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