please answer it within 30 minutes. make sure the explanation and reasons are explained in very detailed manner , Attempt the answer only if your are 100% sure that its correct. else leave it for other tutor otherwise i will give negative ratings and will also report your answer for unprofessionalism. Make sure the answer is 100% correct and is not copied from anywhere. ATTEMPT THE QUESTION ONLY IF YOU ARE 100% CORRECT AND SURE. ELSE LEAVE IT FOR ANOTHER TUTOR. BUT PLEASE DONT PUT WRONG ANSWER ELSE I WILL REPORT.

A bank maintains a database of historical information on customers who have taken out loans from the bank, including whether or not they repaid the loans or defaulted. Using a tree model, you can analyze the characteristics (profiles) of the two groups of customers (Bad and Good credit rating) and build models to predict the likelihood that loan applicants will default on their loans. Question: Part 1: Business Understanding (Problem): Explain in a few sentences what we try to predict and how it helps a bank financially