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Match the following terms with their meaning Prompts Submitted Answers deductible When a legitimate claim is filed by the insured, this is the amount that must be paid by the insured before any amount is paid by the insurer. coinsurance A type of insurance for insurance companies that shifts some of the policy risk to another insurance company. reinsurance A type of insurance against losses on financial securities that is often sold by insurance companies. risk.based premiums When a legitimate claim is filed by the insured, the insured must pay a certain percentage of the cost and the insurance company will pay the rest. credit defaultswap The cost of insurance is determined by customer characteristics that are statistically related to the likelihood of a loss and/or the expected amount of loss