please answer part a & b

CV -100,000 CV-120,000 All of the above answers are wrong and SV #-100,000 and SV20,000 T B: DEVELOPMENT Suppose that the effective interest rate associated with a VISA credit card is 20.9% while the nominal interest rate is 18.9%. a. What are the card's terms with respect to compounding? b. If you purchase a 2000S piece of jewelry on this credit card and you pay the balance 13 in two months (60 days), and interest charges begin to accrue after 1 month (30 days), how much interest will you have paid