please answer questions 11 &12 thank you!

U Future value may increase or may stay the same QUESTION 11 Modified internal rate of return: (Mark all that apply) handles the reinvestment rate assumption problem does not require the use of a discount rate handles the multiple IRR problem. will always agree with NPV handles the problem of the mutually exclusive projects QUESTION 12 Which of the following may lead to the wrong decision if IRR is used as the investment decision criteria? When dealing with projects that exhibit nonconventional cash flow patterns (more than one change in the cash flow direction) When dealing with mutually exclusive projects. (Mark all that apply) When dealing with small independent projects When dealing with very large independent projects When dealing with independent projects with conventional cash flow pattem QUESTION 13 Which of the following banks would you chose to borrow from