please answer questions 13, 14, and 15

Use this information for the next two questions: Wint Industries purchased a machine from Kidd Corporation on October 1, 2019. In payment for the $168,000 purchase, Wint issued a one-year installment note to be paid in equal monthly payments at the end of each month. The payments include interest at the rate of 12%. 13. Monthly installment payments are (rounded) a. $15,000 b. $15,680 C. $14,000 d. $14,927 e. $12,794 (rounded) 14. On November 1, 2019 the balance in Wint's installment note account is a. $155,680 b. $153,073 c. $154,753 d. $152,320 15. Amsterdam, Inc. leased equipment from Vegas Leasing Company on December 31, 2019. The lease is a 7-year finance lease with annual payments of $95,000, made each December 31. Using a 7% interest rate, the present value of the lease payments is $511,982. Amsterdam made the first payment on the day they signed the lease. What amount of lease liability will Amsterdam report on its balance sheet dated December 31, 2020? a. $351,171 b. $321,982 c. $416,982 d. $505,332