Please answer the following question! Thanks!

240. For a 10-payment 20-year endowment insurance of 1000 on (40), you are given: (i) The following expenses: (ii) Expenses are paid at the beginning of each policy year. (iii) Death benefits are payable at the moment of death. (iv) The premium is determined using the equivalence principle. Which of the following is a correct expression for the premium? (A) (1000A40201+10+5a409)/(0.96a400100.250.05a4091) (B) (1000A40.201+10+5a409)/(0.91a40100.2) (C) (1000A4020+10+5a40191)/(0.96a401010.250.05a4091) (D) (1000A4020+10+5a4019)/(0.91a40.100.2) (E) (1000A40201+10+5a409)/(0.95a401010.20.04a40200)