Please answer the following questions about CFCCU in Antigua and Barbuda and Vancouver City Savings Credit Union in Canada:

1. Provide a brief but relevant background on CFCCU and Vancouver City Savings Credit Union, and any relevant regulatory or economic factors that may affect their performance.

2. Explain the PEARLS financial indicators, and provide a clear and accurate explanation of the PEARLS financial indicators, including the purpose, scope, and measurement methods of each indicator.

3. Explain the significance and limitations of the PEARLS framework for assessing the financial health and performance of both credit unions.

4. Provide a clear and concise description of the two credit unions, including their size, history, membership, operations, and any relevant contextual factors.

5. Compare the two credit unions and apply the PEARLS indicators to the two credit unions, and provide a clear and detailed comparison of their financial health and performance. Use this and present your findings in a clear and structured manner, using appropriate tables, charts, or other visual aids to illustrate your comparison.

6. Explain the strengths and limitations of the PEARLS indicators for comparing credit unions from different regions or contexts.