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3). On May 8, 2015, Mrs. Siega borrowed Php 100,000 from Mr. Singh at 6% payable in 90 days. If the amount is equivalent to 5% in a bank, find it's present value. 4). On May 8, 2015, Mrs. Siega borrowed Php 100,000 from Mr. Singh at 6% payable in 90 days. If the amount is equivalent to 5% in a bank, find it's present value on July 16, 2015