please answer using excel and explain

6) You will borrow $1,000 each year for 20 years at a rate of 4.5% and pay back the loan immediate after receiving the last payment. What is the total amount that you will repay? Use Excel's =FV(RATE,NPER,PMT, [PV], [TYPE]) function. RATE is 4.5%, NPER is 20 , PMT is $1,000, and TYPE is 0 since payments are made at the end of the period. If the [type] argument is omitted, it takes on the default value of 0