please answer with details

Exercise No.: 01 Al Baraka Bank has maintained an equity of $1,012,500,000 against total assets of 5,625,000,000 in 2020. Based on profitability measures, the financing of the bank constitutes 65 percent of the total asset with a profit margin of 15 percent. In line with the policy stated by the Board of Directors (BOD), the relationship between b and DPR is depicted around the relationship 7:5 respectively. The BOD has enforced strategic decision that the resultant sustainable growth (SG) to be adjusted negatively by 8% along the way to cope with the COVID 19 crisis. 1. The BOD wants to make fruitful presentation of the financial position of the bank in light of the financial position of the Bank in light of the resultant and modified sustainable growth. As an executive with good background in Financial Accounting, you have been requested to provide professional reading of the financial scene of the bank as could be exemplified by Hempel model. 2- What would be the case if equity to total assets soar to 21 percent under higher degree of reteniion