Please answers these questions

Krista has the following expenditures during the current year: Which of these expenditures would you expect to decrease during Krista's retirement? 2 only 1 and 3 2 and 4 1.2.3, and 4 Which factors may affect an individual's retirement plan? Work life expectancy Retirement life expectancy Savings rate Investment returns Inflation I and 2 I, 2, and 3 1, 2, 3. and 4 All of these Which of the following is a risk of failing to plan for the estate? Property transfers contrary to the client's wishes. The client's family may not be provided for financially. The estate suffers liquidity problems at the client's death. The estate may bear high transfer costs. 2 only 2 and 3 1, 3, and 4 1, 2, 3 and 4 Which of the following statements is the best definition of estate planning Estate planning is the process of accumulation, management, conservation and transfer of wealth considering legal, tax and personal objectives. Estate planning is the management, conservation, and transfer of wealth considering estate tax transfer costs. Estate planning is the process of accumulation, management, conservation, and transfer of wealth considering estate and generation-skipping transfer tax costs. Estate planning is the management, conservation, and transfer of wealth considering legal, tax and personal objectives. Which of the following does not need estate planning? Tom, age 30. married with two minor children, and a net worth of $375,000 Carly, age 35, never been married, one severely disabled son Michelle, age 45, single, has a net worth of $450,000 and two dogs All of these people need estate planning