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please briefly describe what the U.S. federal funds rate is, and how it is related to the 90 day commercial bank rate. please explain with

please briefly describe what the U.S. federal funds rate is, and how it is related to the 90 day commercial bank rate.

please explain with reference to the government budget or monetary policy what it means to adopt a time-inconsistent policy.

What does it mean for cash to be legal tender? Are bank deposits legal tender, and if not why not?

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