Please calculate accurately and round up the answer to $4$ decimal places. Thank you.

You may purchase a stock for $$24\mathrm{.}32.$ It will pay a guaranteed dividend of $$3\mathrm{.}97.$ If you sell it for $$32\mathrm{.}23$ after collecting the dividend, then what is your $($dollar$)$ capital gain $($or loss$)?$