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Please calculate the ratios shown in picture one. also if possiblemake pro forma cssh flow statrment in ten years adjusted for inflation how is that

Please calculate the ratios shown in picture one. image text in transcribed
image text in transcribed
image text in transcribed
image text in transcribed
image text in transcribed
also if possiblemake pro forma cssh flow statrment in ten years adjusted for inflation
how is that not clear?
Personal Financial Statement Ratios - Part 2 . Calculate the following Financial Ratios: a) Liquidity Ratio b) Savings Ratio c) Front End Ratio d) Back End Ratio e) Net Investment Assets to Net Worth In your view, based on the statements and ratio analysis, briefly describe Mary strengths and weaknesses in financial position Assets, Liabilities and Net Worth Mary has come to you for help preparing personal financial statements. She presents you with the following facts. Her assets and liabilities include: $3,000 in a Checking account and $5,000 in a Savings account Her Brokerage Account has $15,000 in Stocks With her employer she has a 401K with a balance of $50,000. She has cash value life Insurance with a $250,000 death benefit and a cast value of $25,000 Her home was purchased for $300,000 and has a mortgage balance of $250,000, currently worth $320,000. A car purchased for $35,500 where the current blue book value is $15,000 and she owes $18,000 on the auto loan Mary has a Student Loan originally for $60,000 with a current Principal Balance of 30,000 Lastly, she has Credit Card Balances of $8,500 Cash Flow Statement . . . Based on current income and expenses, Mary provides the following breakdown: Her gross salary is $122,500 annually with Income Tax and FICA of $26,950 She has dividend income of $800 per year and interest income of $50 annually Her mortgage payment is $1,700 monthly; property taxes are $4,000 per year Mary's auto payment is $500 a month Her Homeowner's insurance premium is $900 annually, and all other insurance products are around $2,000 annually She has monthly expenses of $700 for food, $500 for transportation, $400 for clothing and personal, 500 for entertainment & vacation, $350 for medical and dental, $250 for utilities Mary Pays $600 Monthly for Her Student Loan Mary pays $600 monthly for credit card payments not separately categorized Mary estimates Miscellaneous Expenses of about $5,000 by subtracting expenses she can identify and savings from her Total Inflows . Net Worth Part 1 (0) - Protected View - AutoSave On DE Enable Editing File Home Insert Page Layout Formulas Data Review View Help PROTECTED VIEW Be Carefulfiles from the Internet can contain viruses. Unless you need to edit, it's safer to stay in Protected View. SUM(C16:C18) 19 F G H D B $ 3,000 5.000 LIABILITIES Liabilities Credit card balance $ Student Loan Debt Auto note balance Mortgage Balance Total Liabilities 8,500 30,000 18,000 250,000 306,500 25,000 33,000 15,000 NET WORTH STATEMENT ASSETS Cash/Cash Equivalents Checking account - Savings Account Money Market Account 7 Life Insurace Cash Value Total Cash/Cash Equivalents Invested Assets no Brokerage Acct 11 Business 12 IRAs 13 401k or Vested Pension 14 Total Invested Assets 15 Use Assets 16 Residence 17 Automobiles 18 Personal property 19 Total Use Assets 20 50,000 306,500 TOTAL LIABILITIES 65,000 NET WORTH 126,500 320,000 15.000 335.000 TOTAL LIABILITIES AND NET WORTH 433,000 433,000 21 TOTAL ASSETS 22 23 24 Bad 29 Wrap Text General 02 Normal Xcut - Format Painter Clipboard Arial - 14 - AA - u - FM OA Check Cell Merge & Center $%958-93 Conditional Formatas Calculation Formatting Table Styles Font Number Alignment F G F H D B $ 3,000 5,000 LIABILITIES Liabilities Credit card balance s Student Loan Debt Auto note balance Mortgage Balance Total Liabilities 8,500 30,000 18,000 250,000 306.500 25.000 33,000 15,000 ET WORTH STATEMENT Filled Out SSETS ash/Cash Equivalents hecking account avings Account Honey Market Account Life Insurace Cash Value Total Cash/Cash Equivalents nvested Assets Brokerage Acct Business RAS 401k or Vested Pension Total Invested Assets Use Assets Residence Automobiles Personal property Total Use Assets 50,000 306,500 65.000 TOTAL LIABILITIES NET WORTH 126,500 320,000 15,000 335,000 TOTAL LIABILITIES AND NET WORTH 433,000 433,000 TOTAL ASSETS Personal Financial Statement Ratios - Part 2 . Calculate the following Financial Ratios: a) Liquidity Ratio b) Savings Ratio c) Front End Ratio d) Back End Ratio e) Net Investment Assets to Net Worth In your view, based on the statements and ratio analysis, briefly describe Mary strengths and weaknesses in financial position Assets, Liabilities and Net Worth Mary has come to you for help preparing personal financial statements. She presents you with the following facts. Her assets and liabilities include: $3,000 in a Checking account and $5,000 in a Savings account Her Brokerage Account has $15,000 in Stocks With her employer she has a 401K with a balance of $50,000. She has cash value life Insurance with a $250,000 death benefit and a cast value of $25,000 Her home was purchased for $300,000 and has a mortgage balance of $250,000, currently worth $320,000. A car purchased for $35,500 where the current blue book value is $15,000 and she owes $18,000 on the auto loan Mary has a Student Loan originally for $60,000 with a current Principal Balance of 30,000 Lastly, she has Credit Card Balances of $8,500 Cash Flow Statement . . . Based on current income and expenses, Mary provides the following breakdown: Her gross salary is $122,500 annually with Income Tax and FICA of $26,950 She has dividend income of $800 per year and interest income of $50 annually Her mortgage payment is $1,700 monthly; property taxes are $4,000 per year Mary's auto payment is $500 a month Her Homeowner's insurance premium is $900 annually, and all other insurance products are around $2,000 annually She has monthly expenses of $700 for food, $500 for transportation, $400 for clothing and personal, 500 for entertainment & vacation, $350 for medical and dental, $250 for utilities Mary Pays $600 Monthly for Her Student Loan Mary pays $600 monthly for credit card payments not separately categorized Mary estimates Miscellaneous Expenses of about $5,000 by subtracting expenses she can identify and savings from her Total Inflows . Net Worth Part 1 (0) - Protected View - AutoSave On DE Enable Editing File Home Insert Page Layout Formulas Data Review View Help PROTECTED VIEW Be Carefulfiles from the Internet can contain viruses. Unless you need to edit, it's safer to stay in Protected View. SUM(C16:C18) 19 F G H D B $ 3,000 5.000 LIABILITIES Liabilities Credit card balance $ Student Loan Debt Auto note balance Mortgage Balance Total Liabilities 8,500 30,000 18,000 250,000 306,500 25,000 33,000 15,000 NET WORTH STATEMENT ASSETS Cash/Cash Equivalents Checking account - Savings Account Money Market Account 7 Life Insurace Cash Value Total Cash/Cash Equivalents Invested Assets no Brokerage Acct 11 Business 12 IRAs 13 401k or Vested Pension 14 Total Invested Assets 15 Use Assets 16 Residence 17 Automobiles 18 Personal property 19 Total Use Assets 20 50,000 306,500 TOTAL LIABILITIES 65,000 NET WORTH 126,500 320,000 15.000 335.000 TOTAL LIABILITIES AND NET WORTH 433,000 433,000 21 TOTAL ASSETS 22 23 24 Bad 29 Wrap Text General 02 Normal Xcut - Format Painter Clipboard Arial - 14 - AA - u - FM OA Check Cell Merge & Center $%958-93 Conditional Formatas Calculation Formatting Table Styles Font Number Alignment F G F H D B $ 3,000 5,000 LIABILITIES Liabilities Credit card balance s Student Loan Debt Auto note balance Mortgage Balance Total Liabilities 8,500 30,000 18,000 250,000 306.500 25.000 33,000 15,000 ET WORTH STATEMENT Filled Out SSETS ash/Cash Equivalents hecking account avings Account Honey Market Account Life Insurace Cash Value Total Cash/Cash Equivalents nvested Assets Brokerage Acct Business RAS 401k or Vested Pension Total Invested Assets Use Assets Residence Automobiles Personal property Total Use Assets 50,000 306,500 65.000 TOTAL LIABILITIES NET WORTH 126,500 320,000 15,000 335,000 TOTAL LIABILITIES AND NET WORTH 433,000 433,000 TOTAL ASSETS

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