please complete all of the true or false questions

Question 29 1 p 29) A decline in the value of the operating efficiency ratio often indicates an expense control problem or a falloff in revenues, perhaps due to declining market demand. O True O False 30. Typically, the net non-interest margin is negative: Noninterest costs generally outstrip fee income. O True O False Question 28 1 pts 28) Financial firms are generally reliable in paying out dividends to their stockholders. Their dividend rate (i.e., annual dividends/stock price per share) tends to be higher than the average for nonfinancial companies. O True O False