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Please define the concept pay yourself first. With this in mind, what is your advice to someone on paying off credit card debt and investing

Please define the concept "pay yourself first". With this in mind, what is your advice to someone on paying off credit card debt and investing for their retirement? Do you feel as though they should pay off all credit card debt before investing for their retirement or is it best to start investing for retirement as soon as possible? Why? * 350 word minimum

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