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Please define the following items below 1. Loss reserve 2. Unearned premiums 3. Policyholders' surplus 4. Loss ratio 5. Expense ratio 6. Combined ratio 7.

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Please define the following items below 1. Loss reserve 2. Unearned premiums 3. Policyholders' surplus 4. Loss ratio 5. Expense ratio 6. Combined ratio 7. Investment income ratio 8. Overall operating ratio 1. Loss ratio 2. Expense ratio 3. Combine ratio 4. Investment income ratio 5. Overall operating ratio

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