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Please draft a business proposal requesting funding:fromThe ECRDA and sefa Rural Blended Finance scheme supports all rural entrepreneurs and agro processing enterprises operating in the

Please draft a business proposal requesting funding:fromThe ECRDA and sefa Rural Blended Finance scheme supports all rural entrepreneurs and agro processing
enterprises operating in the rural environment that meet the qualifying criteria.
What does the Scheme cover:
Cost of production inputs
1. Moveable assets & equipment (e.g. tractor, harvesters, pack shed machinery etc)
2. Working/Operating capital including salaries, rental, payment of utility bills
3. Assistance with compliance and technical skills improvement, e.g., labelling, industry standards,
standards etc.
4. Facilitate Business and financial management training, including productivity management.
The financial package is structured at a maximum value of R2500000(two and a half million rand) that
consist of:
1. Maximum of R2500000 towards working capital, cost of equipment, input costs or any other
requirements (paid directly to the supplier where applicable)
2. The financial package will be offered in the form of a blended finance with a possible grant portion
dependent on developmental impact.
Loan Repayment Terms
a. Up to 60 months repayment period dependent on cash flows and/or production cycle
b. Interest rate at from rate of 5% on loan component
The following Business Development Support linked to the Scheme will be coordinated through SEDA:
a. Compliance with applicable standards for products.
b. Business and financial management training and mentorship through participants in the Business
Services support scheme.
Conditions for participating in the schem
IBUYAMBO MAIZE AND FEEDS MULTI-PURPOSE COOPERATIVE LIMITED
SLOGAN
Agriculture hope for unemployed and the poor
VISION
Empowerment vehicle for new era farmers in grain and livestock production in the Eastern Cape.
MISSION
A cooperative of choice to transform new era farmers to be commercially compete in food security and inspire community to value utilizing land as an economic opportunity for development,
CORE VALUES
Marketing
Who are our customers?
What are their needs?
Where are they?
How are you going to reach them?
Who are our competitors?
SUMMARIZED OBJECTIVES & GOALS
To promote rural economy by commercializing rural farming
To promote research and training for capacity building
To create economic active community through land use
To promote partnership with stakeholders that share a common vision with Ibuyambo
SWOT ANALYSIS
Strength Weaknesses Opportunities Threat
Inspired interested individual farmers to embark in maize production Lack of institutional capacity resulting in uncoordinated cycle from production to marketing Diversed professionals Climate change
Lack of consolidated data from production to marketing Reduce unemployment Fire
Availability of production equipment Lack of road infrastructure to the fields Maize production hub for South Africa and abroad Lack insurance
Diversed human capacity in terms of skills Lack of fencing infrastructure Production of second layer farmers through research and capacity building Theft
Lack of warehousing and storage infrastructure Roaming animals trespassing in our fields
BUSINESS PLAN
Lack of institutional capacity resulting in uncoordinated cycle from production to marketing
Fundraising
Office space
Office equipment
o Computer/Tablet
o Printing & photocopying machines
o Stapler & staples
o Stationery
o Office desk & chairs
o Filing cabinet
o Internet connection & data
o ICT infrastructure
Organisational structure
Staffing & remuneration
Human resource development
Leadership and Management Plan
Production plan
Financial plan
Marketing plan
Lack of consolidated data from production to marketing
Establishment of Board of the Cooperative
Establishment of organizational structure and filling of posts
Lack of road infrastructure to the fields
Engage government through public participation to understand that construction of roads to mealie fields is not just a privilege of the affected farmers, but a rural economic development opportunity which aim to reduce migration to urban centers due to lack of economic opportunities in rural areas.
Lack of fencing infrastructure
Farmers to contribute their labour and resources towards fencing.
Engage government and external strategic partners in developing this infrastructure
Climate change
To provide crop insurance
To use indigenous initiatives in combating offensive weather patterns
Fire
To establish fire belts
To establish partnership with strategic partners such as Working on Fire
Training Fire Prevention Volunteers in all adjacent communities in partnership with professional organisations in the field of fire.
To establish working relations with community leaders including Traditional Leaders.
Theft
Create Field Rangers Learnership Programme to employ youth to look after the fields
Develop an effective

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