please draw cash flow diagram

please solve as soon as i have 30 minutes

iwill voteup thanks

14. What lump sum of money must be deposited into a bank account at the present time so that $500 per month can be withdrawn for five years, with the first withdrawal scheduled for six years from today? The interest rate is 3/4% per month. (Hint: Monthly withdrawals begin at the end of the month 72.) Answer: $14,171.62