Please ensure that all the options are correct and answer fast . They are multiple choice and I just need to confirm the choices.

Question 1 A disadvantage of flexible benefits plans is that _______. Question 1 options:

co-payments for employees tend to be too expensive

companies probably will experience fraud in offering so many options

employees may not make the wisest choice

benefit choices are seen by employees as too narrow

Question 2 Which of the following health care legislation includes qualifying events to determine maximum coverage? Question 2 options:

PPACA

COBRA

FMLA

HIPAA

Question 3 Employees often perceive employee benefits as _______. Question 3 options:

a means to reduce federal and state taxes

a way to save money on medical costs

motivation to improve their job perform

an entitlement with little value

Question 4 Worker compensation plans _______. Question 4 options:

cost employers more if accidents decrease

do not pay for training if a permanent injury occurs

are run by the Federal government

are covered by State governments

Question 5 Which of the following is true about the Patient Protection and Affordable Care Act? Question 5 options:

The act requires employers with 50 or more employees to offer health insurance

The act does not require both employers and unemployed people to have insurance coverage

The act does not cover part-time employment

The act imposes financial penalties for employers that fail to offer insurance

Question 6 Defined benefit plans _______. Question 6 options:

may constitute a risk for employees who participate in such a program

typically see employers making matching contributions to the retirement program

call for employers to contribute a percentage of employee salaries in various investment sources

provide a guaranteed amount of retirement based on an employee's tenure and age of retirement

Question 7 Which of the following is NOT a provision of HIPAA? Question 7 options:

Employees who leave an organization will have health coverage with a subsequent employer

There is a limit on the length of time preexisting conditions can be imposed

The act protects transfer, disclosure, and use of health care information

There is a two percent markup that reflects the transfer of health insurance between employers

Question 8 Research shows that the most effective method of communicating benefits is/are _______. Question 8 options:

social media

benefit fairs

one-on-one meetings

an online benefits portal

Question 9 Which of the following is not minimum criteria for eligibility under the FMLA? Question 9 options:

Workers must be employed by a private sector employer or the Federal government

Workers must be employed for at least 12 months and served 1250 hours

There must be at least 50 employees in the firm or organization

There must be at least 15 employees in the firm or organization

Question 10 The use of managed health care has been surging in recent years. Which managed care plan offers the lowest costs and has most restrictions? Question 10 options:

Preferred provider organization

Indemnity plan

Health Maintenance organization

Point of service plan