Please examine and interpret the sections of consumer law provided and explain the risks and impact of a breach or fraudulent activity would have on the following areas:

Risks and impact to Consumer Law Risk to agency Risk to industry Personal risk consumer Property and Stock Agents Regulations 2014 (NSW) Schedule 1.2 Specifically the obligation to 'act with integrity in regard to the principal's money" Schedule 9 Property and Stock Agents Act 2002 (NSW) Section 52 Competition and Consumer Act 2010 (CTH) Section 29