please expalin why in the answers so that i understand

Sally and Billy decided to invest $1,000 every year for their daughter's college fund until she is 18 (starting on her 1st birthday and including her 18th birthday). How much will be in the savings account on her 18th birthday (after the last deposit) assuming an interest rate of 11% ? Red Panda Inc. issues $750,000 of bonds paying a stated interest rate of 10%. The bonds are due in 10 years, with interest payable annually each year on Jan. 1st. When the bonds are issued, other bonds of similar risk and maturity are paying 12% (i.e. the discount rate or market interest rate is 12% ). Calculate the issuance (selling) price of this bond: IS uie vuiu issued at a premium, discount, or face value (par)