please explain how to solve on financial calculator

Darla White has just purchased an annuity to begin payment at the end of 2024 (that is the date of the first payment) Assume it is now the beginning of 2021. The annuity is for $32,000 per year and is designed to last 10 years. If the interest rate for this problem is 11 percent, what is the most she should have paid for the annuity? (Use a Financial calculator to arrive at the answer. Round the intermediate and the final answer to the nearest whole dollor.) Annuity paid $137797