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Emily contributes $1,500 annually to a retirement account for ten years and stop making payments at the age of 45. Her brother opens an account at age 45 and contributes $1,500 a year until retirement at age 65 (20 years). They both earn 10 percent on your investments. How much can each of them withdraw for 20 years (that is, ages 66 through 85) from the retirement accounts? Emily can withdraw $ Her brother can withdraw $