please explain

James Holt is saving for a new car that costs $50,000. How many dollars should he set aside now to have $50,000 in 4 years assuming that money compounds at a 4% annual rate? Present Value Interest Factors Period 291 89 104 129 15% 20% 2 B 9 10 11 12 13 14 15 16 17 18 19 20 .9804 9612 9423 -9238 9057 8880 3706 8535 8363 8203 8043 7885 7730 7579 .74 7284 7142 7002 5864 5730 -9615 19246 8890 8548 38319 .7903 -7599 7307 -7026 6756 .6496 6246 6006 .5775 5553 5339 5134 4936 4746 4564 9434 8900 8396 7921 7473 7050 6651 6274 5919 5584 5269 4970 4688 4428 4173 3936 3714 3503 3305 3118 9259 9573 7938 7350 6806 6302 5835 5403 S002 4632 4289 3971 3677 3405 3152 2919 2703 2502 2317 2145 .9091 8264 7513 6830 .6209 5645 5132 4665 4241 3855 3505 3186 2897 2633 2394 2176 .1978 1799 1635 1486 8929 7972 7118 6355 5674 5056 4523 4039 3606 3220 2875 2567 2292 2046 1827 1631 1456 -1300 1161 0037 3696 3561 6575 3718 4972 4323 3259 3269 2843 2472 2149 1869 1625 .1413 -1229 1069 0929 OBOS 0703 0611 .8333 26944 5787 4823 4019 3349 2791 2326 .1938 1615 .1346 .1122 0935 0779 0649 0541 0451 0376 0313 0261 Select one O 42,740 b. 43,740 c. 44,740 d. 45.740 Clear my doo