please explain

You will work this week on the need for liquidity and reserve management. Banks must hold cash or cash like deposits and invest in securities, that not only generate income, help manage their risk exposure to the need for liquidity. Bank managers must continually evaluate their institution's liquidity needs. There are four methodologies are described in readings for this week: 1. The sources and uses of funds approach 2. The structure of funds approach, 3. The liquidity indicator approach, 4. The [signals from the marketplace. I would like you to use the information you found for your bank in Week Two Assignment to complete the following ratios found in the Liquidity Indicator Approach for the last four years for our bank. When Gate City Bank first opened their official name was Gate City Federal Savings and Loan Association in 1923. They were also regulated by OTS before switching over to OCC in July of 2011. In 1986 they shortened their name to Gate City Federal Savings Bank while also changing their organization type to a Mutual Savings Bank. Finally, they changed the institution name to what we know today in June of 2000 . This year they are celebrating their 100-year anniversary, proud of sharing their history and growth, opening 44 locations within that time. Gate City Bank is also very stern about staying local, they will not expand into the Minneapolis area or any further than they are now. In the 1970s they briefly expanded into Utah and South Carolina, but they returned to North Dakota with no intentions of expanding further. You will work this week on the need for liquidity and reserve management. Banks must hold cash or cash like deposits and invest in securities, that not only generate income, help manage their risk exposure to the need for liquidity. Bank managers must continually evaluate their institution's liquidity needs. There are four methodologies are described in readings for this week: 1. The sources and uses of funds approach 2. The structure of funds approach, 3. The liquidity indicator approach, 4. The [signals from the marketplace. I would like you to use the information you found for your bank in Week Two Assignment to complete the following ratios found in the Liquidity Indicator Approach for the last four years for our bank. When Gate City Bank first opened their official name was Gate City Federal Savings and Loan Association in 1923. They were also regulated by OTS before switching over to OCC in July of 2011. In 1986 they shortened their name to Gate City Federal Savings Bank while also changing their organization type to a Mutual Savings Bank. Finally, they changed the institution name to what we know today in June of 2000 . This year they are celebrating their 100-year anniversary, proud of sharing their history and growth, opening 44 locations within that time. Gate City Bank is also very stern about staying local, they will not expand into the Minneapolis area or any further than they are now. In the 1970s they briefly expanded into Utah and South Carolina, but they returned to North Dakota with no intentions of expanding further