please give detailed answer, ty!

Molly is 52 years old and has a whole life policy with annual premium being $900, The poilcy has a cash value of $450,000 as of January 1,2021 and a cash value of $460,000 as of December 31, 2021 Current dividend is $600 and death benefits are $850,000 Should Molly replace her policy? Assuming after- tax carning rate is 45%. The Betth Benchmark Table is given below: Belth Benchmark Tahle Molly is 52 years old and has a whole life policy with annual premium being $900, The poilcy has a cash value of $450,000 as of January 1,2021 and a cash value of $460,000 as of December 31, 2021 Current dividend is $600 and death benefits are $850,000 Should Molly replace her policy? Assuming after- tax carning rate is 45%. The Betth Benchmark Table is given below: Belth Benchmark Tahle