please give final answer of all questions in 15 minutes please urgently... I'll give you up thumb definitely

U Question 11 1 pts The lower the amount borrowed, the harder it is for the borrower to pay back, the lower is the interest rate, all else equal. O True O False D Question 12 1 pts The long estimation period Value at Risk (VAR) will be more accurate or at least less bad most of the time, during normal times, but less accurate when market conditions change. True False