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Please help, $80,000 loan is amortized by monthly payments over 25 years. the interest rate is charged 10% compounded semi-annually. how much interest will be

Please help,

$80,000 loan is amortized by monthly payments over 25 years. the interest rate is charged 10% compounded semi-annually. how much interest will be paid during the first 3 years?

the answer is $23,161.96 but don't know how to get it

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