please help!

A lender tells Hugo that he qualifies for a conforming 30- year FRM Loan at 3.96% subject to his total debt ratio being less than or equal to 45%. Hugo earns $6,500 per month in gross income before income tax, has $275 monthly payment on a car loan, and anticipates he will pay $450 combined in monthly property taxes and hazard insurance for the home he wishes to purchase. What is the maximum loan amount Hugo qualifies for associated with a 30-year FRM loan at 3.96% if his Total-Debt Ratio must be less than or equal to 45% and he has a marginal income tax rate of 25%? Please round your answer to 2 digits right of the decimal. [HINT: TDR - (PITI + LTO) / GMI]