Please help

. Amira and Owen pay, on average, $800 towards their credit cards every month, and generally carry a balance of $2,000 from month to month. Combined, their total credit card limit is $10,000. Note: Their financial institution factors in 5% of the credit card maximum or the average monthly payment, whichever is higher, and 3% of the maximum possible withdrawal on their line of credit. What is there TDS limit %