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Estimate the affordable monthly mortgage payment, the affordable mortgage amount, and the affordable home purchase price for the following situation. Use Exhibit 7-6. Exhibit 7-7. (Round your intermediate and final answers to the nearest whole dollar.) Exhibit 7-6 Housing Affordability and Mortgage Qualification Amount WOTE The two ratios tending institutions use (step 2) and other loan requirements may vary based on a variety of factors, including the type of morigage. Wo the amount of the down payment, your income level, credit score, and current interest rates. For example, with a down psyment of 10 percent or more and a credit score exceeding 720 , the ratios might increase to 40/45 percent in this extible. Exhibit 7-7 Mortgage Payment Factors (principal and interest factors per $1,000 of loan amount)