please help ASAP

2. Benefit of health insurance A cautionary tale In 2016, Yrette became responsible for providing her own heahth incaranoe. She ubtained suitable coverage and paid annual premiums as chown in the following table, Ccempote rvelte's total premiums: Eocept for an occacional minor ilriess requiring a doctor's attention, a droy presoription, and periodic, routine tests, Yvotte enjored good health duilie those years. fecaute she had ha reason to thlenk that would ehange, by the end of 2018, Yrette was considerine dropping her heath instirancel coverage, After all, she condd think of a lot of other ves for the thousands of dolars chat spent each wear co increasing prnmiums. Yrette decided to Day premiams for abother year but planned to take another look at her health care plan at the end of 2019. It Ceelul Happen to You, It Couad Haseen to Me In Drcemter 2019, Wette accepted an lnwiation from felends to go unewbearding. Yvatte did everything right: took a lensolt, stared on traks well within her skill level, and maintained an areareneas of people and objects fear her, Iven though she thought it was a bet dorky to wear wrist guardo and a helmet, her filends insisted that she take standard and reasoriable safoty meatares. Wette was enjoring the day when, from out of nowhere (actually, the wooda), came an out of coetrol skier who ran into Wrete. Writte was injured and takno to the fearmet heoplal by ambularie. a cougle of darn in intensive cace. Fortunately, the didn't have a broken skial, bet did have a cancussion. Sargery was penteremed to cepair the broken wist and eltow. Since Yrete was in qood health, her recovery was complete. Yotte raturned to full function in abont she rachths. out if all those joremhims gaid aince 2016 mouid pay off for jout one, abbeit dramatic, Incident. Qverall, Yetres irisurance paid sows of the total medical expenses, thes making her reaponible for - Yvette's insurance paid wrist and elbow. Since Yvette was in good health, her recovery was complete. Tvette returned to full function in about six months. Soon after Yvette returned home, however, the medical bills for the ambulance, emergency room, intensive care, medications, doctors, tests, and other services arrived. Yvette also had to have physical therapy for her wrist and elbow. Her total medical expenses were $35,000. It was time to find out if all those premiums paid since 2016 would pay off for just one, albeit dramatic, incident. Overall, Yvette's insurance paid 80% of the total medical expenses, thus making her responsible for % of the expenises, or . Yette's insurance paid Her out-of-pocket expenses for the accident of plus the 2019 insurance premiums of totaled If Yvette had canceled her health insurance at the end of 2018 , her out-of-pocket expenses for the accident would have been In this case, did Yrotte benefit from having health insurance? What are reasonable morals of the story? Check all thal Avoid engaging in physical activity. Never leave the house. Your health can change in an instant. Think long and hard about the best tradeoff of coverage and cost in a health care plan. It can be financially risky to oo without health insurance. Some chulors par part of all of the hoath insurance premlams for enplovees who are entroled in. any's sponsored planc. Aspame that doring the same time period that rurtam paid for her premions in fall that she had, ingtead, wod at bald 75% of her premiums for the ame civerade. Indead of paving fremitums of over the veifs, huete would hat and taved. In this cabe, Futtey out-of pocket espenses specific to fier anowbourdine aceident mould have been ther actuaby aere becouse It can be finarndaly nisky to 90 without health insurance. ul that ahe had, insteas, woked for a firm that pald 75 of her premlums fer er the veart, methe wetd have paid hy accident would hawe been thery ackualy mere becaune