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please help asap On January 1, a company agrees to pay $23,000 in three years. If the annual interest rate is 3%, determine how much

please help asap
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On January 1, a company agrees to pay $23,000 in three years. If the annual interest rate is 3%, determine how much cash the company can borrow with this agreement. (PV of \$1, FV of \$1, PVA of \$1, and FVA of \$1) (Use appropriate factor(s) from the tables provided. Round "Table Factor" to 4 decimal places.)

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