please help!

Bobbi Hiton, 62 , is considering the purchase of a 6-year long-term care policy. If nursing home costs average $3,950 par month in her area, how much could she have to pay out-of-pocket for 6 years without iong-term care inturance? What can Bobbi do to reduce the cost of this coverage? The amount Bobbi would have to pay out-of-pocket for 6 years of nussing home costs whout long term care insurance is $ (Round to the nearest dollac)