Please help find the highlighted PV (present value)

Human Life Value Approach
Before Tax Income:	$ 102,000.00
Taxes:	$ 25,500.00
After Tax Income:	$ 76,500.00
Personal Consumption:	$ 15,300.00
Family Contribution:	$ 61,200.00
FV of FSE:	$0
PV of FSE:

Step 1: Calculate the Family's Share of Earnings (FSE)
Annual Earnings	$ 25,500.00
Personal Consumption	$ 15,300.00
FSE	$ 61,200.00
Step 2: Calculate Work-Life Expectancy (WLE)
WLE (retirement age- current age)	31
Step 3: Determine Human Life Value (HLV)
Future Value (FV)	0
Annual PMT	$ 61,200.00
Interest Rate (i)	2.912621359
	0.029126214
Term of Years (n)	31
Human Life Value (PV)