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For a bank with deficient capital ratios, which of the following actions, could be required by regulators to increase the capital ratios, all else constant? A. Increase the bank's dividend payment B. Increase the bank's leverage C. Increase the bank's holdings of cash D. Decrease the bank's holdings of short-term Treasury securities. E. Increase the bank's growth rate by making additional commercial loans. A bank in Cork, Ireland has 400 million in assets in the 0 percent risk weight category, 1000 million in assets in the 20 percent risk weight category, 5000 million in assets in the 50 percent risk weight category and 8000 million in assets in the 100 percent risk weight category. This bank has 685 million in core (Tier 1) capital (e.g., common and preferred equity) and 115 million in Tier 2 capital (e.g., allowance for loan \& lease losses or ALL, subordinated debt, etc.). What is this bank's ratio of Tier 1 capital to riskweighted assets? A. 6.35 percent B. 6.40 percent C. 1.07 percent 0.7.48 percent E.6.25 percent Why do banks generally prefer lower capital requirements? A. To decrease the return on equity B. To minimize the impact shareholders have on management decisions C. To increase a bank's net income relative to equity D. To increase the influence of bank regulators E. To increase depositor protection