please help ill rate you!

You had a bad accident 5 years ago and got settlement for $500,000 a year for 25 years. Circumstances has caused you to need.. You call J G Wentworth and you need cash now! JG Wentworth puts its financial wizards to work and in order to do this JG Wentworth needs to get a return of 10.5%. How much will JG Wentworth offer you for a lump sum payment? A.$ 4,454.987 B.$ 4,369,510 C.$ 4,769,415 D.$ 4,115,454