Please Help!!!

Jie experienced some unfortunate incidents this year. They are as follows: 1. She lost a gold necklace. 2. Her hardwood trees were destroyed by carpenter bees. 3. Her business building was destroyed by a fire. 4. Her home is destroyed by a tornado in a Presidentially declared disaster area. Which incidents are eligible for deduction as a casualty loss? 2,3,4 3,4 . 2,4 . 1,4