Please help me answer the below questions.

1. As a Banker, you have decided to finance Chrysantha buy a new carat $53,200 and she can trade in her current car at $23,500 with financing of $450/Month all included, how many months at the minimum of financing is needed at 5% per annum cost payable monthly to make this deal profitable.

Hint: Use Xls

84 Months

78 Months

67 Months

52 Months

2. Hari's Kitchen has implemented Robotics Process Automation for Vegetable chopping and cleaning. They have 1000+ employees who fear retrenchment. Goal of RPA is to eliminate the repetitive tasks and ensure the workforce focuses on attracting more customers through innovative menus. Shyamala, the CEO has hired you as a Change Consultant ahead of the upcoming Food Carnival Season and Diwali. Your immediate step would be:

Devise a roll out and training plan

define a solid business case

Find the "Cheer Leaders"

Establish the sense of urgency.

3. The Portfolio Efficiency Frontier does not help us answer which of the questions below?

What is the ideal portfolio for a given budget?

Can we phase out our initiatives to obtain desirable risk-return profile?

What is the best portfolio mix that is likely to meet all the strategic objectives?

Are the returns optimized for the level of risk?

4.Which of the following is NOT a cash outflow

Sunk Cost

Operating costs

Write offs such as bad debts, spare parts etc

Incremental Working Capital.

5. 2 projects (X and Y) are part of the portfolio selected via rigorous screening model comprising, Financial attractiveness, Alignment to Strategy, Readiness to execute, Risk and Customer attractiveness.

X is 2times viable financial than the other while the project Y is 3 times closer to Customer needs than the former.

What is the real advantage of having this multi-selection criteria?

Helps determine better project timing

Allows better control of project investment

Helps plan and prioritize project features delivery to align with the maximum success criteria

Interesting discussion among Portfolio Executives to prioritize.

6. Portfolio Efficiency frontier is a visual analytical tool that enables Executives to optimize the portfolio. It does so by mapping the portfolio over risk and returns via incremental analysis. Which of the statement below is not true

Optimal portfolio is always on the frontier of Risk-Return Curve

Optimal portfolio must withstand the sensitivity analysis

Risk represent possible variations to the Cashflow measured by the standard deviation

Returns represent certainty equivalent adjusted values of the Benefits.

7. Nearly 10K of the targeted 860 K customers adopted the digital application process for the mortgage on Day-1 of the launch of the APP by Project Zeus and 87% of these applications are accepted. These metrices is an example of

Quality Performance Index

Lag Indicator

Strategic Indicator

Financial Indicator.

8. Which of the following is not an element of a robust business case

Clear Alternatives to evaluate

Risks identified and quantified where possible

Clear knowledge of the best course of action to take already

Strong Financial Models.

9. Regency Suites is a premium hotels designed for working executives who need hassle free business stay. They recently implemented a " touchless onboarding" where the client enters the details in a kiosk, scans the credit card, ID and then has 2 options- either App enabled or the kiosk gives out 4 lettered PIN that they can punch in the door for their room. This system eliminates waiting time at the onboarding by 5X ( 2 -5 mins instead 10-12 mins). "Touchless Onboarding" was a pet project of the new COO- Harshita. Key benefit, only 312 frontline staff remained out of 3,247 across 112 hotels in the country.

Harshita has a concern. The remaining 312 skeletal staff who are on waiting to support with the new Kiosk could potentially drive an undersirable behaviour of going back to staff assisted onboarding instead of "Touchless Onboarding". She wants your opinion as a Consultant to make the "Change Stick". Your advice would be

Appoint Team lead for the skeletal staff across the hotels to monitor the behaviour including surprise audit from the Central Operations wing

Implement time accounting system whereby every employee reports on # time they spend assisting Customers with the reason code.

Package the 312 skeletal stafff to an Outsourced Contracting agency

Encourage the Desired Behaviour through "Employee Leadership Programs like brand ambassadors for change, training etc.

10. Rachel is performing a scenario analysis of all the risks with her projects and determining the level of returns. She plots probability with the potential returns say NPV using a montecarlo simulation. She is calling her result as

Tornado Chart

Spider Chart

Efficiency Frontier

S Curve.

Please give the correct answer for the options given.