please help me in researching the MACEDA and RECTO laws by making a summary and by identifying the salient provisions of these laws and discuss them. Please also enumerate their distinctions aside from the fact that Recto Law is for personal property while Maceda law is for real property both on an installment basis.

Format:

1. Maceda Law

a. summary

b. salient provisions

2. Recto Law

a. summary

b. salient provisions

3. distinctions

4. conclusion