please help me solve this one

2. You purchased vehicle insurance, the conditions are following. First of all, there is no fee paid if you hit others on purpose. Secondly, the maximum paid of this contract is $10,000 Thirdly, any fees below $800 should be covered by the customers first. Fourthly, there is a copayment requirement rate of 25%. If you had an accident and caused a loss of $14,000. How much can you get from the insurance company, please state your calculation process