Please help me study for a test by helping me with this problem. Thanks!

Calder won a lottery and will receive $4,000 a year for the next twenty years, earning a rate of return of 5 percent per year.The value of his winnings at the end of 20 years is called which one of the following?

Question 4 options:

a)current value

b)present value

c)future value

d)discounted value

e)terminal value